Should Cornelia, GA, Drivers Buy or Lease? Ford Finance Tips You Should Know

At Billy Cain Ford Lincoln of Cornelia, we are often asked whether buying or leasing is better. Our finance team provides our Gainesville, GA, customers with the information they need to decide what's best for their needs. There are certainly advantages to both options. To help you determine which choice may be right, we have compiled an overview of buying versus leasing a new Ford. Contact us soon if you have any questions.

Who Should Lease?

Leasing your next vehicle may be ideal if you are on a budget or prefer to drive a new vehicle every couple of years. When you lease, you can usually put down a small amount of money for fees and taxes, then make monthly payments that cover the depreciation the vehicle experiences during that time. This makes the amount you pay each month far less than that of a loan, and you can expect very few maintenance costs during this period. Annual mileage limits make leasing best for those who do not do much driving beyond Cleveland, GA.

Why Buy?

Clayton, GA, shoppers may prefer to buy a new Ford if they put a lot of miles on their vehicle each year or plan to make several customized modifications. The pride of ownership and ability to one-day drive payment-free are also incentives of financing for many. You may want to go this route if you have money to put down and can afford higher payments in exchange for the freedoms financing offers.

Apply for Financing Online

Even if you are unsure which finance option to choose, you can begin the process by applying online. Customers can also trade in their vehicles online. Doing so will allow our finance team to assess your specific circumstances and get back to you with a plan of action. We are always happy to answer your questions and invite you to visit our Baldwin, GA, dealership to take a closer look at our inventory and take a test drive. Remember to browse our global incentives and used inventory.

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As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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